Moving from New York to North Carolina
Here's how home prices, taxes and weather change — and what it means for your day-to-day.
- Median home value$449,800$333,000
Home values are about 26% lower in North Carolina.
- Monthly owner cost (with mortgage)$2,544$1,747
Monthly owner costs are about 31% lower in North Carolina.
- Median rent$1,634$1,338
Rent is about 18% lower in North Carolina.
- State income tax (top rate)10.9%4.25% flat
North Carolina's top rate is 6.65% points lower than yours.
- Property tax (effective rate)2.05%0.7%
Property tax rates are lower in North Carolina (0.7% vs 2.05%).
- Sales tax (state + avg. local)8.53%7%
Sales tax is lower in North Carolina.
- Average January temperature21.6°F40.8°F
About 19.2°F warmer on average in North Carolina.
- Average July temperature69°F77.9°F
About 8.9°F warmer on average in North Carolina.
What changes for you
- Your housing budget likely goes further — the typical North Carolina home is valued about 26% below New York's.
- Your top income tax rate drops from 10.9% to North Carolina's 4.25% flat rate.
- Property taxes are a fraction of what you pay now: 0.7% effective rate in North Carolina vs 2.05% in New York.
- Winters are milder: January averages 40.8°F statewide, vs 21.6°F in New York. The Mountains still get real snow if you want it.
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Sources: US Census Bureau, American Community Survey 2024 1-year (tables B25077, B25088, B25064, B01003); Tax Foundation, State Individual Income Tax Rates, as of March 15, 2025; Tax Foundation, Property Taxes Paid as a Percentage of Owner-Occupied Housing Value, 2023; Tax Foundation, State & Local Sales Tax Rates, as of January 1, 2025; NOAA NCEI Climate at a Glance, statewide average temperature, 1991–2020. Statewide figures — costs vary a lot by town, so ask us for the area you're considering.